http://www.newbestcreditcard.info/free-credit-card-dispute-letters/
Someone opened a credit card account Discover in 1989 with my SS # I just received a collection letter.?
I tell them I owe almost $ 8400.00 an account with $ 0 balance that closed years. I have my Discover Card in 1997. How I can have two accounts? They say he opened one of 1989. They have two different account numbers. The account was opened in 1989 and Moose was used until 1998. PS collection agency sent the letter of national ActionFinancial, very difficult Ltd. I wanted to dispute and hanging over me? Please I need help, free legal …. Suggestions? Please
First, see the report year and get credit back your credit report and see if it's there. (Link below to obtain one). If it is there, file a complaint for this reason stating that not yours. Make sure you look carefully at the report because he could not rule if the collection agency is the one who has submitted the credit bureaus. Also could be that once there, and to discover new collection agency. Want to any dispute relating to this map. So if the collection agency calls you again, they I send you proof that their own writing and you do not treat them in writing not to call your phone number again. It is quite possible that this card is not the SS number. It might be someone with the same name and the collection agency you've found and decided that would be the same person. But you need more information and not drop. If it is shown on your credit history, you can screw your credit. All collection agencies are very rude not even worry about the game. Some people (not you) are really really bad payers and not paying their bills. Rude collection agency is the only way he can expect to pay what they owe.
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