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She has $ 17K in credit card debt. Should I stop after IRA. ($ 100 per month.) To help pay for their cards?

Age: 47 Gender: F; pay $ 400 in credit payments (min. + + additional financing costs when I can). Revenue: $ 900 $ 80 for retirement – $ 500 per teacher months alternate (not a constant amount). Applied to work full time. Jobs are limited to $ 11/hr or less. Secondary school of the university administration does not help – Jobs for nurses and truck drivers. Two children in pre-teen, a husband in anger, two faithful dogs. Debt is 95% trying to start your online business no customers. Still under contract to two companies marketing more than $ 60 a month maint website. taxes. You can not exit the market until June 2007 I have to maintain the website if their promises will come true. Husband wants to leave $ 100 per month Roth IRA payments, children education IRA payments ($ 50 each = $ 100 month) and get a full time job. Years these proposed and the inability to sell the old house mortgage, therefore twofold. No bank will lend me money because guarantees low, the husband let me use the new truck or a piece of land in Texas as collateral for the loan.

Yes the 28% interest Credit card and 8% return on the IRA you save $ 1.67 per month, following the IRA contribution of $ 100 to your credit card. Holding a job, any work, and apply all that money on a credit card. Working full time at $ 11 an hour that will open the $ 17,000 credit card debt has gone on a year and the quarter. How much did the last time? Can hold up to the last hour and use it when you find the $ 20 an hour jobs? How long do you take to get a job a rate that you think is acceptable? If you determine all the credit card company is entitled to every penny found. You spend $ 4,700 per year just to stay afloat. How many websites start if there was an extra $ 4,700 a year?

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